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Canton Insurance Resource

Need Insurance in Canton, MI?

 

Moving to a new home? Searching for better policies on home, life, or automobile insurance? Concerned about risks facing your family, loss of property, or damage to your belongings? Or maybe you just need to find Or just want rate comparison information on your existing coverage? Whatever you need, we’re here to help.

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Life Insurance
Home Insurance
Business Insurance
Condo Insurance
Flood Insurance
Auto Insurance
Boat Insurance
Motorcycle Insurance
Umbrella Insurance

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Top 5 things most people don’t know about Canton, Michigan
Get to Know the Canton Neighborhood

If you’re a new resident in Canton, Michigan, take the time to set up your new insurance policies. Insurance laws, policy options, and minimum coverage requirements might be different in Canton than what you’re used to, and you don’t want your coverage to lapse. Our agents are standing by to help you find the best way to keep yourself and your family protected during your transition to a new home.

Below, you’ll find a collection of important information about Canton as well as a tips on how to make sure you get the greatest value from your new insurance policies.

 

Canton Life Insurance

Enjoying life in Canton, MI
Life Insurance in Canton, Michigan

How Important is life insurance?

For many families, life insurance is one of the most important financial considerations they will make. It provides your family with protection in case something should happen to you. Life insurance can also be used for financial goals like saving for college or purchasing a home.

How much life insurance do I need?

First, consider what life insurance does. Life insurance pays a death benefit to your designated beneficiaries when you die. This can be used to help ease the financial burden of losing a loved one and ensure that a family’s standard of living doesn’t suffer because of it. Life insurance can also be used to pay for expenses that would result from the death of the insured person, such as funeral costs or debts left behind.

Life insurance can be taken out by an individual who wants financial protection against untimely deaths and can be useful in providing for dependents. The term “life insurance” generally describes types of coverage that pay a benefit only upon the death of the insured person, although some do offer payment on diagnosis of certain diseases.

When should I get a life insurance policy?

Some people believe life insurance should be purchased at birth; others want to wait until they are out of debt; still others will not consider it until their children are grown up or about to leave home. Many people feel that if they do not have dependents, they do not need life insurance.

What happens if you pass on without life insurance?

If current debts don’t exceed the value of your assets, your family will have enough money from your savings and investments to pay them off. But what about future needs for college tuition, weddings, a first home? Life insurance can provide protection for those expenses.

Who should consider buying life insurance?

Anyone who has others depending on him or her financially or emotionally should consider buying life insurance. Many single people with no children buy life insurance because they want to make sure their parents are provided for if something were to happen to them. Other good candidates for life insurance include:

  • A new parent who wants financial protection for their new child or children
  • A breadwinner with a stay-at-home spouse who would have difficulty supporting the family on his or her own
  • Someone paying off debts that exceed his or her assets, such as student loans or credit card debt

Before one decides to take out a policy it is important to know the basic differences between the different types of policies available. There are four main categories: term life insurance which is pure protection with none of the frills, whole life insurance which combines protection and savings, limited pay life which provides protection but pays benefits for a limited number of years and level premium payment options where the premiums remain level over the selected time period.

Some people will prefer term life insurance because this covers only the risk of dying during the period of protection and does not build up a cash value which can be used later. Others will opt for whole life policies because they combine protection with an investment element. Everyone should consider how much coverage is needed, when to start applying, what type of policy best suits their needs and whether it would be helpful to buy multiple policies.

Our agents can help provide you with important insights into your life insurance policy that you might otherwise miss, so contact us today for a free consultation.

 

Home Insurance in Canton

Family enjoying home insurance in Canton
Low rates on homeowners policies in Canton, MI

If need a new homeowners insurance policy but you need to keep your insurance premiums as low as possible, you should know that our agency proudly offers the most affordable rates in Canton and throughout the nearby zip codes of 48198, 48170, 48185, 48184, 48174, and 48111.

Do I really need a homeowners policy?

The short answer is yes, you do. Homeowners insurance is a package policy that protects against financial loss if your house suffers damage, whether that damage is due to natural disasters, negligence, or criminal intent. If you own a home and want to protect your investment, homeowners insurance can shield you from having to pay costs associated with damage from fires, hurricanes, automobile accidents, theft, and much more.

While a homeowners policy may be more expensive than condo or renter’s insurance coverage, homeowners insurance is an absolute must for anyone who wants to fully protect his or her home.

What is a standard homeowners policy? What does it cover?

A traditional homeowners policy will cover you against most types of damage to your home and its contents. Generally, homeowners insurance covers the following perils:

  • Fire or lightning
  • Damage resulting from smoke (but not loss of use)
  • Windstorm or hail
  • Explosion
  • Aircraft or vehicles (such as an auto collision with your house)
  • Riot or civil commotion
  • Vandalism or malicious mischief
  • Theft, including theft of appliances, flat-screen TVs, and other window coverings
  • Damage from produced water or oil from a drilling operation on your property
  • Sudden and accidental damage from artificially generated electricity (such as voltage surges)
  • Weight of ice, snow, or sleet that causes a home to collapse
  • Theft by a person legally on your property if the house or certain valuable items are left unattended
  • Loss of glass from wind, hail, and other natural forces

Is there anything this policy doesn’t cover?

Homeowners should be aware that a standard, out-of-the-box policy will not likely cover floods or earthquakes, but there are many different ways to attach this coverage to a new or existing policy.

Is there anything else I should know about homeowners insurance?

Think of your homeowners insurance contract as a legal agreement with the insurer, which means both sides should fully understand what exactly is spelled out in the agreement that’s being signed. Homeowners insurance is not one-size-fits all, and policies vary widely from company to company. It’s important that you do some comparison shopping before settling on a policy and that you find an agent you trust to help you parse the details of your policy.

It’s also important to remember that you’re not limited to choosing just one insurance company when it comes time to purchase a homeowners policy. You can talk with several different companies in order to get the best rate possible for your coverage, or to compare rates and see who can give you the best deal.

But remember: Once you’ve chosen an insurer, you usually have to stick with it for the life of your policy. It’s crucial that you understand the terms of your insurance contract and ask questions if anything is unclear.

Our agents take your needs seriously, and we want to make sure you understand all the details of your homeowners insurance before you sign on the dotted line. Talk to us now to find out how to get the best rates on homeowners insurance.

For more information about Michigan insurance visit: https://www.michigan.gov/difs/.

Business Insurance (Commercial Insurance) in Canton

Why do I need business insurance for my company?

If you own a business, there are many potential hazards that can leave your business with serious legal and financial problems. These issues most often stem from the safety of your company’s employees, its customers, property, equipment or other assets.

commercial business insurance in Canton Michigan
Business insurance in Canton, MI

As a business owner, it’s important to understand the various insurances you may need and why.

Business insurance protects your employees, property and finances if something unexpected happens on or off your premises. It is usually not optional – most states require at least some types of business coverage for all businesses operating within their borders.

At minimum, you will likely be required to have workers’ compensation insurance. At a maximum, you may need multiple policies from several different carriers to adequately protect your entire enterprise and all of your assets.

What does business insurance cover?

While there is no single standard business package, it is possible that you’ll need some combination of the following types of coverage:

  • Property Insurance – Covers damages or losses in your office space
  • General Liability Insurance – Protects against lawsuits for bodily injury or property damage
  • Business Owner’s Policy (BOP) – A combination of property and liability insurance
  • Professional Liability Insurance – Also known as errors and omissions, this type of coverage protects you against claims that you have made mistakes or failed to fulfill your obligations
  • Umbrella Insurance
  • Employment Practices Liability Insurance
  • Commercial Auto Insurance – Covers the vehicles your company uses to do business, including company cars and small delivery trucks
  • Workers’ Compensation Insurance – Provides benefits for employees injured on the job in exchange for mandatory employee injury reporting requirements
  • Directors and Officers Liability Insurance (D&O)
  • Business Interruption Insurance
  • Key-Man Insurance – Life insurance for business partners or key employees that names the company as beneficiary
  • Cyber Liability Insurance
  • Directors and Officers (D&O) insurance
  • Employment Practices Liability (EPL) insurance, also known as an errors and omissions policy

What else do I need to know about business insurance?

In addition to understanding the different types of coverage, it’s important for business owners to be aware that some insurers may require a waiting period before you can start a claim. This is a standard industry term that means that your policy won’t pay any claims during the first year, even if the damage was covered by your plan.

Don’t assume that one insurance will cover all of your potential losses – be sure to ask about the exclusions, conditions and limitations that apply before you buy. Some business owners are under the misconception that they can just file a claim through their home insurance if their business is unprotected, but this doesn’t work in most cases. As always, read any contracts or policy documentation carefully before you sign on the dotted line.

What’s the next step?

Establishing a comprehensive set of policies to protect your business from the unknown is a complex and sometimes frustrating task. That’s where Heidi Kussurelis Insurance comes in. Our agents excel at assisting business owners in determining the ideal amount of coverage while keeping premiums as low as possible.

To start the process of fully protecting your business, contact us today for a free consultation. You’ll be glad you did.

 

Canton Condo Insurance

What is condo insurance?

A condominium is a type of property ownership in which the unit owner holds legal title to an individual unit within a multi-unit complex, known as the “common elements.” Condo insurance provides coverage for losses to your individual unit or other units you’re responsible for.

condo insurance for Canton, MI residents
Comprehensive Condo Insurance Canton, MI

Condominiums are often attached side by side with party walls between units but are sometimes stacked. The individual units are often referred to as “condos.”

People who own a condominium often rely on the association that oversees the common area to take care of major problems, such as roof repair. But if something goes wrong within your unit—a pipe springs a leak or thieves break in—you’ll be on the hook for repairs. Protect your investment by purchasing condo insurance, which covers damage to your unit and its contents.

Do I really need condo insurance?

Condominium owners are not automatically required to have condo insurance. However, there are benefits to consider before declining this valuable coverage:

• Your personal assets may be at risk if your unit is damaged and the condominium corporation can’t pay for it.

• The condominium corporation’s insurance doesn’t cover some big claims such as floods or earthquakes.

• The condominium corporation’s insurance may not cover water damage from burst pipes or fires from faulty electrical wiring.

• If your unit is rented, the landlord’s policy won’t protect you if a tenant gets hurt at your property. In addition to protecting you, condo insurance can also help tenants with their living expenses if they have to move out when your unit is being repaired.

• You may be held responsible if another owner or tenant in the building doesn’t pay their share of insurance costs and you have to make up the difference, even though you had no control over their actions.

How is condo insurance better than renters insurance?

A renters insurance policy won’t help you if your condominium is damaged by a major earthquake or hurricane. It also won’t protect you against financial loss if the board of directors becomes insolvent, which means the association doesn’t have enough money to pay for damages.

What happens if I do not have condo insurance?

If your building can’t afford to fix the damage done by a major disaster, such as a fire or hurricane, you will likely have to pay out of your own pocket.

What types of losses are covered by condo insurance?

Condo insurance provides coverage for damage to your unit and its contents due to theft, fire, vandalism and other events that are typically excluded from regular homeowners insurance.

In addition, condo insurance policies often include liability coverage so you’re protected if someone is injured in your unit due to a defective product or a slip and fall incident.

To be eligible for condo insurance, an association must have enough money in the bank to pay the deductible amount for each loss that occurs within its four walls. It must also have enough money on hand to pay the full deductible amount for each loss that occurs within the common elements.

Condo insurance can be complicated, so before you make a final decision on which type of policy to get, or to forego coverage altogether, we invite you to take a few minutes and find out how condo coverage can help you by speaking with one of our experienced agents.

 

Canton, MI Flood Insurance

flooding insurance Canton, Michigan
Protect against flooding in Canton

Do I need flood insurance?

If you live in a flood-prone area, this question is vitally important. The U.S. government’s National Flood Insurance Program (NFIP) provides protection against losses from flooding. But if your home is damaged, the NFIP typically offers low replacement cost (only up to $250,000) for your structure. That typically amounts to 40% or less of what you paid for your house. The NFIP also offers separate coverage for contents, which can be very expensive, and doesn’t cover everything.

People who want additional flood protection beyond what the federal program will provide must get commercial insurance policies.

What does flood insurance cover?

Unlike the NFIP, a commercially purchased policy covers the full replacement value of a home and its contents, as well as its foundation, electrical systems and major appliances.

A standard flood insurance policy also covers living expenses if you have to live elsewhere while your house is being repaired or rebuilt. Living expenses coverage is limited to a specific time period after the loss, usually 18 months or less, but some policies can be extended with a rider.

A good flood insurance policy may also include damage caused by sewer backup, usually considered an “optional endorsement.” Sewer backup coverage is very important because it can often be excluded under the typical homeowners policy .

What is not covered?

Commercial flood policies typically don’t cover damage to the yard or landscaping. They also do not pay for any additional living expenses, such as hotels, that may occur after a flood.

What else should I know about flood insurance?

Be aware that you may not be able to get flood insurance if your property has suffered repeated losses caused by flooding. The NFIP’s repeat loss clause is designed to discourage people from rebuilding in the same risky location over and over again.

It’s also important to review your policy every year to ensure that the coverage is adequate. You should also be aware that some areas are considered to be too high-risk for private insurers to offer flood insurance.

How common is flooding in Canton, Michigan?

“There are 49,910 properties in Wayne County that have greater than a 26% chance of being severely affected by flooding over the next 30 years. This represents 6% of all properties in the county. In addition to damage on properties, flooding can also cut off access to utilities, emergency services, transportation, and may impact the overall economic well-being of an area. Overall, Wayne County has a moderate risk of flooding over the next 30 years, which means flooding is likely to impact day to day life within the community.” FloodFactor.com

(https://floodfactor.com/county/wayne-county-michigan/26163_fsid)

For more information about the flooding zones in Canton visit: https://www.michigan.gov/egle/0,9429,7-135-3313_3684_3725-11268–,00.html.

Acquiring a reliable flood insurance policy with adequate protection can be daunting, and seeking knowledgeable help is a good idea. Our agents are standing by to answer any questions you may have and to help you get the best rates available on your flood insurance.

 

Canton Auto Insurance

the best auto insurance deals in Canton Michigan
Automobile coverage in Canton, Michigan

Why do I need auto insurance?

There are a number of reasons why most drivers choose to have car insurance. Statistically, your most likely exposure to risk is through your vehicle, whether you’re a driver or a passenger. In the United States in 2012 alone, there were over 5 million accidents nationwide, with 2.3 deaths per every 100 accidents — and the cost of damage was estimated at over $700 billion, according to the National Highway Traffic Safety Administration.

Personal liability protection is a must as well. If you’re held liable for damage or injury caused by an accident and don’t have sufficient insurance coverage, you could be bankrupted by your legal expenses alone — court costs are just the beginning. With personal liability protection, your insurer will pay legal expenses on your behalf.

What are the different types of car insurance available?

There are three main types of auto insurance that you can choose. The most common is liability coverage, which covers damages to other people or their property in an accident caused by you. Personal injury protection, often called “medpay” for short, also comes as part of some liability coverage packages. Personal injury covers medical expenses incurred by you or your passengers, no matter who was at fault in the accident. The third type, collision coverage, is only available on newer models and covers damage to your car caused by an accident.

I’m a safe driver. Do I really need to buy collision and comprehensive coverage?

No one can predict the future, and accidents do happen — even to the safest drivers. Collision coverage protects you against theft or vandalism as well as an accident. Comprehensive covers damage caused by non-collision events such as weather, fire, and theft.

Does insurance cover vehicle damage even if I haven’t paid off my loan?

Yes, all banks and lending institutions require the insured (you) to maintain full coverage on a financed car or lose their lien. This means that you can get your car repaired before paying off the loan and still be covered by the lender.

Does an older car need to be insured?

The short answer is yes. Older cars may not be as expensive, but the law requires all drivers to maintain liability coverage for any vehicle they drive with four or more wheels. The minimums are set by state law; however, most insurance companies recommend higher limits of protection (and will often offer a discount for drivers who carry them). So if you have an older car with low value, it’s a handy way to get higher limits of liability at a lower price.

Does my state require me to have insurance?

Yes, all states and the District of Columbia require car insurance before you can register your vehicle. Some states have financial responsibility laws, which require drivers to prove they have the financial resources to pay for damages up to a certain amount in case of an accident.

Michigan drivers must have liability insurance that meets the minimum limits (you can purchase more coverage if you choose) required by law to drive on our state’s public roads and highways. The minimum limits of liability insurance required under Michigan law will vary from driver to driver for any policies purchased after July 1st 2020.

What happens if I don’t carry insurance?

If you’re stopped by the police and don’t have insurance on your vehicle, or can’t show proof that you do, don’t be surprised if you’re arrested or ticketed. If you’re caught driving without insurance after an accident, your driver’s license could be confiscated and/or you could face jail time.

Find the right auto insurance policy doesn’t have to be a hassle. Contact our team today to find out how easy and affordable it is to keep yourself protected on the road.

 

Canton Boat Insurance

Why should I get boat insurance?

Boat insurance is a way to protect your investment against financial loss. While boat insurance cannot prevent damage due to theft, fire, vandalism or collisions with other vessels, it can help defray the cost of repairs and replacement up to the limits of your coverage. It also provides liability protection in case you cause injury or property damage while using your vessel.

Owners of boats with large engines (over 10 horsepower) are required to carry Personal Injury Protection (PIP) insurance. Some states also require liability coverage that can be provided through an optional “boater’s policy.”

Canton, MI boat insurance
Protect your boat with Canton boat insurance

What types of boat insurance are available?

There are three main types of policies: comprehensive, collision and liability. A comprehensive policy covers all types of loss except those which are excluded specifically in the policy. A collision policy covers damage to your boat resulting from collision with another vessel or object. A liability policy can provide protection against personal injury and property damage claims made by others as well as the cost of legal defense if you are sued.

How much boat insurance do I need?

Like any investment, it is important to consider your needs and the financial value of the property. Your boat is a capital asset that can be an expensive pleasure or work tool, so just like your home and car, you should insure it against all potential risks.

What should I consider before buying boat insurance?

Here are some facts to consider:

  • The appropriate type of coverage depends on factors such as the size, age and value of your boat
  • Most experts recommend replacing a boat every five to 10 years because the value declines over time
  • Older boats are less likely to be protected against all types of loss
  • Boats stored ashore (rather than on a boat lift or in a marina) may require different coverage
  • Your insurance company should detail what is and isn’t covered, including specific information about your boat.

What should I watch out for when buying boat insurance?

Beware of agents or companies that ignore state-mandated boater coverage requirements. Other things to watch out for include:

  • Agents who use high pressure sales tactics
  • Insurers with limited experience in insuring boats, particularly older models
  • Agents who promise coverage for items that are excluded from most boat policies
  • Insurers whose rating plans make it difficult to compare premiums from different companies.

Is there anything else I should know about boat insurance?

When you buy a boat, make sure you receive a copy of your policy and keep it onboard. To avoid having your insurance coverage canceled for non-payment, promptly pay any renewal invoices or bills you receive from your insurer.

On the whole, boat insurance is a good value compared to the costs of replacing a vessel. It can also add protection against loss of use and legal liability in case your boat causes damage to other vessels or injury to people.

Determining the proper amount of coverage and the best policy options for your particular craft can be difficult, so let us help. The Heidi Kussurelis Insurance team is here to help you get the best rates and best coverage possible. Contact us today for a free consultation and hit the water with peace of mind.

 

Canton Motorcycle Insurance

Canton, Michigan motorcycle insurance
Canton, Michigan Motorcycle Accident Coverage

Why do I need motorcycle insurance?

Motorcycle insurance is often required by law when purchasing, leasing or operating a motorcycle. Even if it’s not mandatory in your area, if you are financing or leasing your motorcycle, the bank or finance company will require that you purchase liability coverage.

What types of motorcycle coverage are there?

There are three major components to most policies: bodily injury liability, property damage liability, and physical damage (comprehensive & collision). Other coverage types are available, but these three make up the lion’s share of standard policies.

Bodily Injury Liability provides protection for others involved in an accident you might cause, including medical expenses, legal expenses or court costs that may arise from injuries they sustain. You are required to have bodily injury liability coverage as part of your financial responsibility for operating a motorcycle.

Property Damage Liability provides protection for other property involved in an accident you might cause, such as damage to another vehicle or a fence, telephone pole or building. You are required to have property damage liability coverage as part of your financial responsibility for operating a motorcycle.

Physical damage coverage pays for repair or replacement of the motorcycle if it is damaged in an accident, vandalized, stolen or otherwise harmed. This can be broken down into categories of comprehensive and collision coverage. Though not required by law, physical damage insurance is highly recommended, as it protects you from paying for repairs yourself.

Comprehensive coverage covers your motorcycle against losses from causes other than collision, such as fire or theft. Collision coverage pays for damages resulting from your motorcycle colliding with an object, such as a tree, utility pole or another vehicle. This is often required by banks when you’re leasing the motorcycle.

What else should I know about motorcycle insurance?

Here are a few things you should know about your motorcycle coverage:

  • Insurance companies usually charge more for high performance motorcycles.
  • You may be required to have a clean driving record for your motorcycle insurance company to provide you with a better rate. This can mean no accidents or traffic violations in recent years, as well as speeding tickets that are several years old.
  • Some insurance companies offer discounts on rates if you take motorcycle safety courses.
  • Property owners are liable for any damage caused by their motorized vehicle or trailer while on their property, so you should check your coverage to see if you are covered when parking your motorcycle at the grocery store or in a friend’s garage.
  • Automobiles do not have an age limit in regard to insurance rates, but motorcycles do.
  • Insurance companies will take your claim history and your credit score into account when calculating premiums.
  • Make sure to review your coverage before an accident happens because you will likely be required to pay for any damage or injury out of pocket unless you have purchased the proper insurance.

Please ride safely:

  • In 2019, motorcycle riders were almost 29 times more likely to suffer a fatal accident than those in an automobile, according to data on vehicle miles traveled from the National Highway Traffic Safety Administration (NHTSA).
  • Motorcycle helmets have been shown to prevent more than a third of fatal injuries to motorcycle drivers, and nearly half of fatal injuries to passengers on motorcycles, according to reporting from the the National Highway Traffic Safety Administration (NHTSA).

If you ride a motorcycle, you can find out more about safety and best practices here: https://www.nhtsa.gov/road-safety/motorcycles.

Heidi Kussurelis Insurance proudly provides riders in Canton with the best rates and coverage around, as well as free consultations on all your insurance needs. Contact us today to learn more.

 

Canton Umbrella Insurance

What is umbrella insurance?

Umbrella insurance, also known as excess liability insurance, provides extra protection over and above existing policies such as auto or homeowners in the event of a serious accident. Umbrella coverage significantly expands your financial safety net when it comes to legal defense fees and damages awarded in a lawsuit, and it’s surprisingly inexpensive.

In this way, umbrella insurance is like an extra layer of liability insurance that goes over your existing coverage, such as auto or homeowners insurance.

In other words, if you have a $500k home and a $1M umbrella policy on top of your regular coverage, that means you’re covered up to $1.5M for any liability that you might incur.

Canton, Michigan Umbrella insurance is a must
Complete protection for Canton, MI residents

What does umbrella insurance cover?

Umbrella coverage protects you from lawsuits up to the limits of your policy, including defense costs and awards for damages. All policies are different depending on the insurer, but you can generally expect at least the following types of legal protection:

  • 1. Bodily injury
  • 2. Property damage
  • 3. Personal and advertising injury

You’ll receive protection for both compensatory damages (i.e., those awarded to you by a court as compensation for your loss) as well as punitive damages (payout above the amount of your actual loss meant to punish the wrongdoer). If your home or car is damaged in an accident that’s your fault, you’ll be covered up to the limits of your umbrella policy for any repairs.

Previously, umbrella policies only covered accidents that happened when you were in your car or on your property. However, they now typically offer protection when you’re anywhere in the world—at home, at work, when traveling for business , etc.—so long as the accident was caused by your negligence.

Why is umbrella insurance important?

The rise of lawsuits and claims filed against the average person has made umbrella coverage a must-have for most Americans. Umbrella insurance is available in a wide variety of options and is rapidly becoming one of the most commonly purchased types of insurance in America.

If all you have is a minimal medical insurance policy, there’s a good chance that you can double or even triple your overall liability limits by implementing an umbrella policy. Umbrella policies are available for individuals as well as families of all sizes.

Before you make a final choice on your umbrella insurance, be sure to speak to one of our agents to find out how to get the lowest rates and largest amount of coverage.

 

Top 5 things most people don’t know about Canton, Michigan

  1. In 2015, Canton was ranked the 29th safest city in the United States by CBS Detroit.
  2. Canton is Michigan’s 2nd most populous township after Clinton, and the ninth most-populated municipality in the state.
  3. Canton was officially created as a Township by the Michigan Territorial Legislature on March 7, 1834, and was formed from the southern portion of Plymouth Township.
  4. Canton was originally named in honor of the historical port and provincial capital CantonImperial China, known today from pinyin writing as Guangzhou.
  5. The well known publisher Visible Ink Press is headquartered in Canton.

 

Get to Know the Canton Neighborhood

  1. In the center of town, the The Canton Historical Society and Museum hosts multiple family-oriented events annually.
  2. Cherry Hill, a historic location in west Canton at the junction of Cherry Hill Road and Ridge Road, is the site of a new urbanist neighborhood with architecture that reflects what Canton looked like a century ago.
  3. Sheldon’s Corners is a historic locale in south Canton named after Timothy F. Sheldon, who purchased the land in 1825, and is home to the Sheldon Inn.
  4. On the west side of Canon, Independence Park is a huge green space with multiple soccer fields, a playground for children, a walking trail, and a wooded area.

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Customers said...

Jennifer Johnson was very helpful helping me get a declarations pages on behalf of a mutual client.
Karcher Smith
Karcher Smith
Very responsive and easy to work with
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Cathy King
Great people that treat you like family and simplify all of the processes required to understand complex policies. All staff members are extremely polite, knowledgable, and respectful.100% recommended and been with the company for 20+ years
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Landon is excellent,patient and professional. Worked with me through the entire process.He answered all questions and made everything hassle free.Great Agent. Thank you Landon.
Jacklyne Jaryan
Jacklyne Jaryan
I called with many questions and concerns and they did a great job to address everything. Very patient, we are very satisfied with our customer service.
Lynn Carpenter
Lynn Carpenter
My company has used this agency for about 3 years now and I can confirm that I have received excellent service. I highly recommend Heidi Kussurelis Insurance.
Akinyinka Awosika
Akinyinka Awosika
I've been working with the Heidi Kussurelis agency for my business insurance needs for years now. I've worked with several of their agents over the years and have always felt their service to be good. But, recently I had a lot of changes going on with my business that required me to adjust many aspects of my coverage in a short period of time. My agent Samantha Trammell was right there to assist me with every change I threw her way. She really took the time to understand exactly what changes were happening within the business so she could come up with the right insurance solutions for us. She always took the time to explain all the available options and made recommendations that I truly felt had my company's best interest in mind. I cannot say enough nice things about my experience in working with her. She's extremely knowledgeable, works with a sense of urgency, and an all around pleasure to work with!
James Michalski
James Michalski
Ms. Gilbert is the consummate insurance service provider.l have benefited greatly by her personal knowledge of my needs and her professionalism is first class.
Wm Mann
Wm Mann
In this day and age of social / business contact avoidance , I am pleased to report that over and above customer service , account engagement and consumer experience is alive and well thanks to Jacob Schroeder at this Nationwide office ! Jake made it a seamless process to quickly review auto coverage and supply me with my proof of insurance cards in a matter of minutesPlease know I have not taken the time to provide a written review ; as it has not been warranted until yesterdayIn executive business and brand leadership for over 30 yrs w Hanes , Carhartt , Timberland , TYR and now as Chief Growth Officer at Troll Clothing / Welder Nation , Jake clearly has the business “ it” factor!!!Nationwide please realize what you have in JakeEither promote him and provide him with a major lift in compensation as he is someone who is a “ rain maker”Charlie SiracusaChief Growth OfficerTroll Clothing / Welder Nation
Charlie Siracusa
Charlie Siracusa
Professional and efficient ......Jennifer is always on top of things!
Tim Edwards
Tim Edwards
I heard about this company through close family 👪 spoke with Jake S, He was amazing very professional, Friendly and he was able to find me the best deal ever. I would totally recommend him to more family and friends. Thank you so much very grateful for everything Jake did for me and my kids, was able to save more money. 🙏
Erica Swanson
Erica Swanson
Ray Jahn and Heidi have been handling our insurance needs for years. We have always found they make sure we have all the coverage we need and for the best price in the market. I highly recommend using them to protect yourself and family!
George Harabedian
George Harabedian
My wife and I have had an umbrella policy with Heidi Kussurelis Insurance agency for a couple of years now for both of our vehicles and our homeowners' insurance. We are very happy with the response of their team.
Bob Zagacki
Bob Zagacki
Great customer service and explained my coverages well. Very responsive and great agents.
Matthew Fritzie
Matthew Fritzie
They have always been a great help when getting anything done for me.
Nicole Gilly
Nicole Gilly
Rusty was fantastic to work with and all interactions I have had with this agency have been top-notch!
Valerie Kearns
Valerie Kearns
We think they are great.Yes.
Edward Rollins
Edward Rollins
We have been clients of Heidi's for 20+ years. We insure our nonprofit resale shop, Nu2U Again, in Saline with Heidi also. Very helpful and knowledgeable!
Lisa Rentschler
Lisa Rentschler
Becky is the best! She has given outstanding service for over 20 years! She is the main reason I do business with Nationwide!
Joel Abramson
Joel Abramson
Becky is a rock star!
Beth McCormack
Beth McCormack
Excellent Customer Service. Thank you.
Atul Amin
Atul Amin
Ray is very on top of things! Thank you!
Caroline Ezop
Caroline Ezop
Great service.
Robert Hoff
Robert Hoff
Samantha is really helpful she always makes sure I have what I need and if I have any questions she makes sure she gets me the answers.
Kay Be Eye
Kay Be Eye
I found Jennifer Johnson to be courteous and quickly responsive to my insurance needs. Very satisfied!
Vincent Bovio
Vincent Bovio
I want to say thank you very much to Jacob Schroeder! He is very helpful and knowledgeable.
Faith Porter
Faith Porter
Ive Known Jacob Schroder for a long time. He is Amazing to Work With and when he says he's going to do something he completes it in a timely fashion with expected results. 12/10 wouldn't recommend anyone else.
Jake Currie
Jake Currie
I've had a great experience working with Jake Schroeder for the past year+, he's always easy to communicate with and quick to get back to me with any answers or changes I need. Highly recommend!
Jeff Rosen
Jeff Rosen
My agent is the best Landon!!!!!
Zandra Talley
Zandra Talley
Jacob Is always a can do individual, going beyond to look out for us. Absolutely 100% pleasure to deal with.....
russ semon
russ semon
Love this Agency!
Jake Schroeder
Jake Schroeder
Jennifer has been absolutely wonderful to work with! Her responses are helpful, appropriate, and timely and her kind personality helps when being first-time HOI purchasers. We are glad to have our HOI with them.
Alyssa Albaugh
Alyssa Albaugh
I have worked with Heidi Kussurelis Agency for the past two years and find the team very responsive to questions and concerns. They follow up on the details and make sure everything is handled perfectly. I recommend the team for any insurance needs or questions.
Rod Green
Rod Green
Jake Schroeder is good agent. He helped me through the process of paying my car insurence. And other varieties of questions. Straight to the point and professional. Thanks Jake
Ryan Stoll
Ryan Stoll
I had the most wonderful experience with Tammy Tu. My brother recommended me to her and I am very grateful for that. She was able to find me the best insurance for a price that worked for me. We also had some great conversations too! If you are looking for insurance be sure to ask for Tammy Tu. She was very thorough and professional. You will not be disappointed!
Madeline Hults
Madeline Hults
I wanted to share my gratitude for my agent Tammi Tu with helping me get my new Auto Insurance policy. I moved from Illinois to Michigan and needed a Michigan policy. She made it easy, worked around my busy work schedule and was very professional! Thanks for making me feel safe and supported Tammi!
TheModernDrJay
TheModernDrJay
Jake Schroeder always goes above and beyond to make sure all of our family's insurance needs are taken care of. We've never met in person, but phone conversations have been more than enough to lead me to call him a friend. He is an asset to your company....sincerely, Pastor Michael Saunders
Michael Saunders
Michael Saunders
I worked with Jennifer and she was extremely knowledgeable and a consummate professional in every way. Jennifer was able to answer all my questions and made me feel like a valuable client. I went into the conversation aiming to change carriers and agencies. I finished feeling very comfortable and pleased to maintain the relationship with Nationwide and the Kussurelis agency.
Robert J Glasgow
Robert J Glasgow
The Kussurelis Agency insurances us personally and also insures our nonprofit, Nu2U Again Resale Shop. We have been with the Kussurelis agency for 20 years or so.
Lisa Rentschler
Lisa Rentschler
Tammi Tu was extremely professional and fast with all of my questions and changes to my policy. It was such a pleasure to work with her and I look forward to her being my new agent.
Nancie Rowe-Janitz
Nancie Rowe-Janitz
I've been with their agency for a little over 4 years and always am happy with the service. I'll shop rates around and still haven't left because I'm getting the best deal around too. Tammy T. most recently helped, very professional, kind, and fast. I highly recommend Heidi's team to all of my clients.
Michael Zanto
Michael Zanto
Jennifer was fantastic to work with
Donald Boyer
Donald Boyer
Been a customer for 10+ years and very happy with the pricing and service. Becky Gilbert is always lightning fast getting certificates of insurance turned around for me and my own clients. Thank you!
Paul Conahan
Paul Conahan
Keith helped me with getting an auto insurance policy that I am very happy with. When running the reports, the price jumped up from what was originally quoted. I was OK with the final actual price, but Keith went above and beyond to get my actual price successfully back down the quoted price we had talked about!
Young Justin Hsu
Young Justin Hsu
Tammy was a great assistance and very knowledgeable!
Derek T
Derek T
Jennifer at Heidi Kussurelis is a true gem! She dealt with my car insurance issues is an always timely, super friendly and professional manner. Awesome to do business with them.
cbeeper
cbeeper
If you want all your insurance needs handled by one company, this company has exceeded my expectations. Recently having filed a claim for damage to my home....everything was handled within hours of calling.Thank you, Kussurelis agengy.....and my special agent, Jake.
Grant Sweeso
Grant Sweeso
Who needs Jake from State Farm when they can have Jake from Heidi Kussurelis Insurance Agency to take care of all their insurance needs. Jake's knowledge, kindness and excellent customer service is why I'll always remain a client and customer with this agency. Thanks Jake from HKI.
Lisa Merglewski
Lisa Merglewski
I was working with Tammi , she called me with great news a day before she said she would. She saved me a lot of money . She took a load of my shoulders. She was very professional and I believe she cares for the people she comes in contact with. What a great person Tammi is.
Teresa Thomas
Teresa Thomas
I have been with the Heidi Kussurelis insurance agency for many years now,even after several moves north,I'm still sticking with them!Very professional and personable,they never rush me and are very helpful,Jake has been extremely helpful!Our family has been very satisfied with there service.
MiKe Merkweki
MiKe Merkweki
Jake Schroeder helped set me up with a great policy. Then when I needed to make a claim it was quick and easy to get everything taken care of to get my house fixed.
Adam Rhodes
Adam Rhodes
I've been with Heidi's agency for years. They take care of every little detail, and treat me with respect. See what they can do for you.
Christopher Jay Wolff
Christopher Jay Wolff
Becky Gilbert
Claude Norwood
Claude Norwood
Samantha in Heidi Kussurelis office is a pleasure to work with. As a President of a HOA I’m responsible for keeping our rates competitive, but can’t spend a lot of time doing it. Samantha makes it easy to get things done in the short window of availability I have to give to volunteer work.
Eric Sorenson
Eric Sorenson
Becky knew immediately what I needed and took care of it in a minute. Great job, Becky
John McCauley
John McCauley
Amazing place if you looking for competitive rates and best coverage! If you reach out, ask for Becky. She was a pleasure to work with and I highly recommend her.Five stars from me!
simoo89
simoo89
I have been with this agency for several year and have had a sense of security knowing the are watching my back. Very polite and knowledgeable. Have always thought they were looking out for my best interest. Would not hesitate contacting them for any of my insurance needs. Highly recommend
sparky
sparky
I like when people can think! The team at HK Agency, particularly Becky, Samantha, Jenifer - all go above and beyond! I am so busy and they remind me when things are due, or if a problem can be avoided!
Patrick Butters
Patrick Butters
Always so helpful at this office!
Monica Brooks
Monica Brooks
I've been with Nationwide for years and have switched agents many times. Jacob Schroeder is a wonderful agent. He is knowledgeable, patient, and answers all of my questions. When I need to make a change, he is fast and makes sure it's accurate. Thank you Jacob! (T)
Valerie Risko
Valerie Risko
Team has always been very responsive and supportive of any of my family's needs over the past 10+ years. Highly recommend.
Marnie Butler
Marnie Butler
Prompt and friendly service that's always available when you need it!
Matt Fahnestock
Matt Fahnestock
Love my agent.
Zandra Talley
Zandra Talley
We needed to change our insurance over in order to purchase a car. Jennifer was extremely prompt, and helpful. I would highly recommend this agency for their service.
Jerard Gordon
Jerard Gordon
Jennifer responded to a request accurately and promptly
Enzo Fanelli
Enzo Fanelli
Excellent customer service and guidance with respect to insurance products and services. I have been a long time customer and highly recommend to people looking for reliable, prompt and honest services.
SANJAY ARORA
SANJAY ARORA
I love working with the Heidi Kussurelis Agency. Whenever I have a question, they are quick to answer and if they don't know something, they will check into it and call me back.
Shannon Henson
Shannon Henson
Good and responsive staff when I have questions about my auto insurance.
Rachel Darling
Rachel Darling
Thanks for being a great agency to work with. Their personal and professional service is top-rated.
Carla T
Carla T
Friendly staff and very good at responding to your needs
TONI FOUNTAIN
TONI FOUNTAIN
Always been very happy with the people, serviceand responsiveness to my questions. They have been great with policy questuons, updates and changes!!!
Eric H
Eric H
Honest advice and prompt service .
Ishwar Naik
Ishwar Naik
Always thankful to have someone on the phone to offer quick reassurance and prompt professional help. It give me peace of mind even before the fender bender. And more so just after. Oops.
Hil Nix
Hil Nix
Becky took the time to answer multiple questions and interrupt what she was doing to make sure I received notification of my coverage for the Secretary of State requirement. Thank you!
Amy Unsworth
Amy Unsworth
Great staff and people. They have always been quick to respond and get me the best rates available- I'm cheap and I'm still with them! Haven't been able to find cheaper rates even thru my work "discount" insurance.
Tim Sterling
Tim Sterling
Jennifer has been great to work with! Very knowledable and helpful!
Amy Spence
Amy Spence
Becky is awesome. She has been servicing my commercial account for years. Thank you Becky!!!
RC Johnson
RC Johnson
They were very professional. Also it was always easy to get in contact with someone when I needed them.
LeMar Callaway, Jr.
LeMar Callaway, Jr.
Prompt service for quotes. Jennifer was very professional!
Cathy Ferrara
Cathy Ferrara
Excellent Customer Service! Highly Recommended.
Kevin Williams
Kevin Williams
This agency went above and beyond and exceeded all of my expectations! Raymond was extremely helpful, knowledgeable, and prompt with getting back with me. I can tell from his phone voice he’s probably extremely handsome too. Woowheeee can’t recommend this company enough!
Chelsea H
Chelsea H
very nice people to deal with. always paid my claims promptly .when they moved from Fenton to Brighton it became more difficult for me.
the man in the back
the man in the back
I have been with Nationwide now for over 24 years. The Heidi Kussurelis Agency has been wonderful to work with, very attentive to my questions, needs and always getting me the best deals that fit for me and my family. Thank you Nationwide and Heidi Kussurelis Agency.
Mary Kay Besford
Mary Kay Besford
My experience was great with this agency. They were very friendly and quick to respondHighly recommend
Jacqueline Miller
Jacqueline Miller
Thank you to Jennifer Johnson for many years of great service, she has always taken very good care if us.
JoAnn Blondeel
JoAnn Blondeel
Love the Heidi kussurelis agency them guys really will take care of you.. especially Raymond and Karen. I will refer them all over the world
tsm ju yt
tsm ju yt
Great service!! Fast and always helpful! I Have had my company insurance here since I started my business in 2011. Thank you for all you have done for us!
Buddy Hammett
Buddy Hammett
I called the agency to get a quote. Ray went through all the coverages and improved my policy and was able to save me money. I really appreciated the professionalism that was displayed. I highly recommend calling this agency.
Poop Adams
Poop Adams
I recently had to make a claim. My agent got back to me quickly on a Saturday. I got the rental car I wanted. The claims process was quick and the local office staff was helpful with some extra tips. Not happy to have to make a claim, but VERY happy with the service I received!
Craig DeSimone
Craig DeSimone
I've known and worked with Lori Boyer-Ott for several years now. Not only has she helped me with my various personal insurance needs, she's helped some of my clients too. She's very knowledgeable and takes the time figure out what's best for the client. I would recommend her and her agency to anyone considering insurance.
Richard Witter
Richard Witter
Becky Gilbert is very friendly and helpful!
Kim Michowski
Kim Michowski
Super efficient
Becky Gilbert
Becky Gilbert
This office has the best Customer Service I have ever seen. It is like they have known me all my life!
Jeremy Mossing
Jeremy Mossing
Lori Ott is an outstanding agent. My family’s Farm is insured through Lori and Nationwide. She listens, is always responsive to my inquiries by phone or email, and she really understands Agribusiness. I recommend Lori to my family and friends and she has been able to help them with all of their insurance needs.
shelby collier
shelby collier
Jen wrote my business liability and workers comp policies, along with my commercial vehicle insurance. She is always prompt and knowledgeable with any questions and I’m very happy with her service.
Richard Johnson
Richard Johnson
My experience was Great with this Agency!
Gillateen Gilly
Gillateen Gilly
The New ownership has been Great From my experience!
Sam Kurtz
Sam Kurtz

“The attention I received from the Heidi Kussurelis Agency team was unparalleled. They paid genuine attention to my budget concerns, and came up with a plan that was comprehensive yet cost-effective.”

Emanz Reign