Hi. Heidi Kussurelis here from the Heidi Kussurelis Insurance Agency. Today, I’m going to answer a common question that I get. Frequently, I am asked, “Why is it necessary to insure my ATV or golf cart since they’re off-road and only used for pleasure?” The reason why it’s important to ensure those ATVs and golf carts and off-road vehicles is because if there’s an injury, you want to have the protection. Insurance for these power sport items are very, very inexpensive, and it provides you a lot of protection for liability, as well as liability into your umbrella policy, if you have it. Oftentimes, it’s kids who are driving ATVs and golf carts, and they just don’t have the experience driving. They can get silly and injure themselves. I have personal experience from that. Get those power sports insured.
Call Heidi Kussurelis Insurance in Ann Arbor MI at (734) 213-6736