“The attention I received from the Heidi Kussurelis Agency team was unparalleled. They paid genuine attention to my budget concerns, and came up with a plan that was comprehensive yet cost-effective.”
If you’re a homeowner, you’re probably familiar with the standard homeowners insurance policy. But what about specialty dwelling insurance? What is it and do you need it?
Specialty dwelling insurance is a type of insurance that covers properties that are not your typical single-family home, such as duplexes, triplexes, quadruplexes, and mobile homes. It also covers properties that are used for business purposes, such as bed and breakfasts, office buildings, and retail stores.
Understanding Specialty Dwelling Insurance
So why do you need specialty dwelling insurance? Well, if you own a property that falls into one of these categories, your standard homeowners insurance policy may not provide enough coverage. Specialty dwelling insurance can provide you with the extra coverage you need to protect your property and your finances.
For example, let’s say you own a duplex. If one of your tenants causes damage to the property, your standard homeowners insurance policy may not cover the full extent of the damage. But if you have specialty dwelling insurance, you’ll be covered for the damage.
Specialty dwelling insurance can also provide coverage for loss of income if your property is damaged and you’re unable to rent it out. This coverage can help you make ends meet while your property is being repaired.
So if you own a property that falls into one of these categories, a specialty dwelling policy is a great way to protect your property and your finances.
Assistance with Specialty Dwelling Insurance
If you’d like assistance determining which policy options are best suited to your specialty dwelling, our team can help. Not only that, we can also shop your policy to multiple carriers, ensuring you receive the lowest available rates.
For more information, call our offices or click the button below to get started.
“The attention I received from the Heidi Kussurelis Agency team was unparalleled. They paid genuine attention to my budget concerns, and came up with a plan that was comprehensive yet cost-effective.”