Ann Arbor Location
2405 S Main St
Ann Arbor, MI 48103

734.213.6736
Fax: 734-213-7065

 

Our clients get up every day working a lifetime to build their financial assets. We commit to getting up every day to protect those assets. 

 

Homeowners Insurance


Homeowners Insurance Information

Home Insurance in Ann Arbor, MI and Brighton, MI

Protecting Residences Across in Ann Arbor, Brighton and Beyond

As a homeowner, you have a lot of worries when it comes to protecting your home and everything in it. One bad storm or disaster could see you facing thousands of dollars in repairs, which is why Keep your peace of mind with a homeowners’ insurance policy from the experienced agents at Heidi Kussurelis Agency Inc, who provide coverage to individuals and families in  Ann Arbor, Brighton, Canton, Plymouth, Howell, Northville and surrounding communities.

Why Do You Need Good Home Insurance?

An unfortunate truth of life is that things can go wrong that are completely out of your control. In the case of home ownership, you can be affected by such calamities as break-ins, destructive weather and accidents (such as someone getting injured on your property).

Here are some issues a secure home insurance policy can protect you and your family against:

  • Accidental water damage
  • Burglary, theft, vandalism and break-in damage
  • Fire and smoke
  • Frozen pipes or plumbing
  • Lightning
  • Snow or ice damage
  • Water damage from water heaters or cooling systems/appliances
  • Windstorms and hailstorms

What Kind of Home Insurance Coverage Do You Need?

Home insurance can encompass many facets, including property insurance, homeowners liability insurance, ordinance or law coverage, home sharing coverage and scheduled personal property insurance.

A basic home insurance policy should include:

  • Dwelling Coverage: Dwelling coverage provides compensation for damages to the physical home and its attached structures.
  • Personal Belongings Coverage: Personal belongings coverage provides compensation for damages to your personal items such as furniture, decorations, clothes, electronics, etc.
  • Liability: Liability insurance covers bodily injury and property damage someone else may suffer on your property.
  • Additional Living Expenses: Additional living expenses (ALE) help with costs related to temporarily moving if the home is rendered uninhabitable by a disaster.

Everyone’s home insurance needs are different, so it is important to understand every aspect of your home and your belongings as well as the dangers your specific state poses. In order to determine what kind of home insurance works best for your circumstances, consult an agent at Heidi Kussurelis Agency Inc today.

Protect Your Home with the Right Policy

By getting proper home insurance coverage, you are setting a key financial asset of yours up for success. Don't risk letting unpredictable forces or a costly mistake hurt the life you have built.

We offer several forms of coverage to suit various situations. Heidi Kussurelis Agency Inc will build a policy shaped around your home’s coverage needs. Request a quote or contact us to get started and learn what a tailored home insurance policy can do for you.