Hi, this is Jake Schroeder from the Heidi Kussurelis Insurance Agency. I’m a personal lines account manager. And one of the most frequently asked questions that we receive at our agency is, “Will my friend be covered if they were to drive my vehicle?” And the answer is, in most cases, yes. If they have insurance and if they drive your vehicle and you give them permission to do so, they will be covered. However, in the event of a claim or an accident, if you have to get your car fixed, you would have to make your own separate claim on your insurance to get the car fixed, pay your deductible, where any type of liability or lawsuit would go onto their insurance if they were the ones driving the vehicle. However, I must warn that if they do not have insurance, they will not be covered in the event of an auto accident or lawsuit. This is Jake Schroeder, again, from the Heidi Kussurelis Insurance Agency personal lines account manager.
Call Heidi KussurelisInsurance in Ann Arbor MI at (734) 213-6736